| PRIVACY
NOTICE AND DISCLOSURE |
| Fort
Stewart Georgia Federal Credit Union, your member owned financial
institution, is committed to providing you with competitive
products and services to meet your financial needs and help
you reach your goals. We are equally committed to protecting
the privacy of our members. Under federal law, we are required
to give you this privacy notice. It describes our credit union's
privacy policy and practices concerning the personal information
we collect and disclose about our members. It also includes
information about the parties who receive personal and sometimes
nonpublic information from us as we conduct the business of
the credit union. |
|
If after
reading this notice you have questions, please contact us
at:
(912) 368-2477
|
or
write to:
Member Services
Fort Stewart Georgia Federal Credit Union
P.O. Box 132
Hinesville, GA 31310 |
| Information
We Collect About You |
We
collect nonpublic personal information about you from the following
sources:
- Information
we receive from you on applications and other forms
- Information
about your transactions with us
- Information
we receive from a consumer reporting agency
- Information
obtained when verifying the information you provide on an
application or other forms; this may be obtained from your
current or past employers, or from other institutions where
you conduct financial transactions
We may disclose
all of the information we collect, as described above, as permitted
by law. |
| Parties
Who Receive Information From Us |
We
may disclose nonpublic information about you to the following
types of third parties:
- Financial
Service Providers, such as insurance companies, mortgage
service companies, and securities broker-dealers
- Non-financial
companies, such as consumer reporting agencies, data processors,
check/share draft printers, financial statement publishers,
plastic card processors, non-profit organizations and government
agencies
|
| Disclosure
of Information to Parties That Provide Services to Us |
|
In order
for us to conduct the business of the credit union, we may
disclose all of the information we collect, as described above,
to companies that perform other services on our behalf or
to other financial institutions with whom we have joint marketing
agreements so that we may provide members competitive products
and services. We may also disclose nonpublic personal information
about you under circumstances as permitted or required by
law. These disclosures typically include information to process
transactions on your behalf, conduct the operations of our
credit union, follow your instructions as you authorize, or
protect the security of our financial records.
To protect
our members' privacy, we only work with companies that agree
to maintain strong confidentiality protections and limit the
use of information we provide. We do not permit these companies
to sell the information we provide to other third parties.
|
| How
We Protect Your Information |
| We
restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal regulations
to guard your nonpublic personal information. |
| What
Members Can Do To Help |
|
Fort Stewart
Georgia Federal Credit Union is committed to protecting the
privacy of its members. Members can help by following these
simple guidelines:
- Protect
your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN
with your card, which can provide free access to your accounts
if your card is lost or stolen.
- Use
caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining
the call is on behalf of the credit union and asks for your
account number, you should beware. Official credit union
staff will have access to your information and will not
need to ask for it.
- Keep
your information with us current. If your address or phone
number changes, please let us know. It is important that
we have current information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or use of
an account, we will attempt to contact your immediately.
- Let
us know if you have questions. Please do not hesitate to
call us-we are here to serve you!
|
Fort
Stewart Georgia
Federal Credit Union
P.O. Box 132
Hinesville, GA 31310
Phone: (912) 368-2477
Fax: (912) 876-8313 |